Alera Group Insights

Perspectives from our thought leaders and experts across the country.

AREAS OF EXPERTISE

Legacy Risk & Insurance Services Names Paul Glover Senior Vice President

Paul Glover, an accomplished 16-year professional in the insurance and risk-management sector, is pleased to announce that he is joining Legacy Risk & Insurance Services (Walnut Creek, California) a member of Alera Group Inc. as a Senior Vice President. In this role, Mr. Glover will be responsible for designing bespoke insurance programs for real estate investors and family/founder lead middle market businesses.

November 18, 2025

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THOUGHT LEADERSHIP

Corporate Insight

Employee Benefits

Legal Alert: IRS Adjusts Health Flexible Spending Account and Other Benefit Limits for 2027

The Internal Revenue Service (IRS) recently released Revenue Procedure 2026-35, which increases the health flexible spending account (FSA) salary reduction contribution limit to $3,500 for plan years beginning in 2027, an increase of $100 from 2026. Thus, for health FSAs with a carryover feature, the maximum carryover amount is $700 (20% of the $3,500 salary reduction limit) for plan years beginning in 2027. When carrying over funds from 2026 to 2027, 20% of the $3,400 salary reduction limit for 2026 is $680.

November 10, 2026

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Legal Alert: Recent Federal Compliance Updates for Health and Welfare Plans

The federal agencies have recently released several pieces of guidance that are of interest to employers who sponsor group health plans and dependent care assistance programs (DCAPs). The following describes these recent updates in more detail.

October 7, 2026

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Legal Alert: Medicare Part D Notice Reminder

Employers that provide prescription drug coverage must disclose to plan participants (including COBRA participants) who are eligible for Medicare Part D whether the prescription drug coverage provided under the group health plan is creditable or non-creditable. Employers should send the notices by October 15.

October 5, 2026

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Legal Fraud Disclaimer

Alera Group, Inc. is aware that there are persons fraudulently impersonating our company by using fake internet domains that appear to look like our legitimate services. If you are contacted by someone claiming to work for Alera Group, or any of our partners, please carefully review the email address and domain. If you have a relationship with our company, please contact us directly and not through any information that is provided in such an email. Please be extremely careful in responding to such emails with personal and financial information, sharing passwords, or any other information of value. Alera Group, or any of our partners, will never send ACH instructions via email and thus we strongly recommend that you verify the authenticity of each wire transfer request by calling your Alera Group contact using the number you have previously called.